Summary
Overview
Work History
Education
Skills
Timeline
Generic
Do Thi Thu  Ha

Do Thi Thu Ha

Hanoi,Vietnam

Summary

  • Product owner and project manager with over 15 years in banking, focusing on payment systems and trade finance.
  • Successfully led cross-functional teams to deliver complex projects, including national payment switching platforms and digital banking solutions.
  • Expertise in aligning business needs with technology, driving product strategy, and managing comprehensive project delivery.
  • Proficient in agile and hybrid methodologies, with a strong emphasis on regulatory compliance and scalable system design.

Overview

17
17
years of professional experience

Work History

TECHCOMBANK

RBG PMO | Project Manager
08.2025 - Current

Project: Gold trading business

Role: Project Manager

  • Managed end-to-end delivery of retail banking transformation initiatives, applying Hybrid (Agile/Waterfall) methodologies to ensure alignment between business goals and execution.
  • Led cross-functional collaboration across Business, Product, IT, and Operations to drive strategic initiatives at bank-wide level.
  • Oversaw project portfolio governance, including planning, resource allocation, progress tracking, and executive reporting to senior governance committees.
  • Developed and standardized project management frameworks, tools, and reporting templates to improve delivery efficiency and transparency.
  • Managed stakeholder communication and alignment across senior leadership and multiple business units.
  • Monitored risks, dependencies, and performance metrics to ensure timely and high-quality delivery of initiatives.

Recognised for significant contributions to project success.

  • Contributed to the launch readiness of the gold business initiative targeting retail customers.
  • Prepared business operations for activation upon approval from government authorities.

TECHCOMBANK

Center of Service Excellence | Expert
03.2025 - 08.2025

Mar 2025 – Aug 2025

Project: National Payment Switching System (for MDP Co.,Ltd)
Role: Product Owner

  • Contributed to business design for a national-scale payment switching platform, collaborating with multi-stakeholders (Mobifone – Techcombank – One Mount).
  • Defined product roadmap and translated regulatory/business requirements into system architecture and user stories.
  • Coordinated cross-functional teams to deliver core switching functionalities ensuring scalability and compliance.
  • Applied Hybrid Agile/Waterfall model to manage dependencies across organizations.

Achievements:

  • Contributed to the establishment of Mobifone Digital Payment - MDP Co.,ltd (June 2025) and readiness for SBV licensing (November 2025). This is the second domestic switching company in Vietnam alongside Napas
  • Delivered the core system foundation enabling future high-volume transaction processing. Planned integration with 45 major banks in Vietnam during 2026–2027.

Jun 2024 – Mar 2025

Project: Launch of Online International Transfer on TCB Mobile App (Retail Customers)
Role: Product Owner

  • Owned backlogs and product delivery for BPA system supporting digital FX product.
  • Collaborated with Product, IT, Operations, and other departments to launch new FX services.
  • Ensured alignment between business requirements and system delivery.

Achievements:

  • Successfully launched online international transfer service (January 2026), enabling customers to perform transactions directly on TCB Mobile App without visiting branches.
  • Contributed to increased FX revenue and enhanced digital customer experience.

Sep 2023 – May 2024

Project: Lean Transformation in Operation Division
Role: Product Owner

  • Executed Kaizen initiatives within the Operations Division at Techcombank.
  • Eliminated redundant process steps, improved operational efficiency, and enhanced customer experience.

Achievements:

  • SLA improved from 80% to 97%
  • FTR (First Time Right) increased from 70% to 90%
  • Customer satisfaction reached 99%

Aug 2022 – Aug 2023

Project: Trade Finance System Transformation
Role: Product Owner

  • Led transformation of Trade Finance operations from core banking system (T24) to a new platform.
  • Developed supporting tools and automation for Trade Finance operations.

Achievements:

  • Migrated all operations from T24 to iBPM platform
  • Reduced processing time (SUT) by 40% compared to previous system

MUFG Bank – Hanoi Branch

International Dept | Assistant Vice President
01.2022 - 07.2022

Role: Product Owner

  • Participated in Trade Compass transformation project (Trade Finance system).
  • Managed sprint delivery, stakeholder alignment, and regulatory compliance.

Achievements:

  • Delivered project on time with improved process efficiency
  • Enabled end-to-end Trade Finance tracking across global hierarchy (Head Office Japan – Regional Singapore – Vietnam Branch)

MUFG Bank – Hanoi Branch

International Operation Dept. | Senior Officer
10.2009 - 12.2021
  • Managed international payments, L/C, remittance, and compliance reporting.
  • Deep expertise in trade finance operations and SBV regulations.

Education

Master of Business Administration - MBA

CFVG
Hanoi, VN
01-2014

Bachelor of Finance - Finance

Academy of Finance
01-2009

Skills

  • Product Management / Product Ownership
  • Payment Systems (Switching, A2A, FX, Trade Finance)
  • Banking Transformation / Digital Banking
  • Agile / Scrum / Hybrid Delivery
  • Stakeholder Management (Bank – Fintech – Telco – Regulator)
  • Business Analysis (BRD, FRD, User Stories)
  • Process Optimization / Lean

Timeline

TECHCOMBANK

RBG PMO | Project Manager
08.2025 - Current

TECHCOMBANK

Center of Service Excellence | Expert
03.2025 - 08.2025

MUFG Bank – Hanoi Branch

International Dept | Assistant Vice President
01.2022 - 07.2022

MUFG Bank – Hanoi Branch

International Operation Dept. | Senior Officer
10.2009 - 12.2021

Master of Business Administration - MBA

CFVG

Bachelor of Finance - Finance

Academy of Finance
Do Thi Thu Ha